helping families

Lenders
are likely to add at least 1.75 million homes to their real estate
owned (REO) property rolls that will take nearly three years to sell
and put pressure on home prices, according to a new report from Standard & Poor's Financial Services LLC. Loan
servicers appear to have "exhausted the supply of plausible candidate...s
for loan modifications and switched their emphasis" back to
foreclosure, the report said.

Looks Like you are going to need to speak with a professional Realtor experienced in nagivating this wild west of real estate foreclosures.